LEASE BUYOUT

Drive Forward With a Lease Buyout Loan

You can apply online to purchase the vehicle you already love by financing through Mode by GM Financial. Get Started

What Exactly Is Financing the Purchase of a Lease?

When your lease is up, you can opt to finance the purchase of your lease by applying for a loan. You’ll start making payments to a lender, and once paid off, you'll own the vehicle. For GM Financial lease customers, we encourage you to visit your dealer first for lease-end options. Or, you can apply for lease buyout loan online with Mode. Contact our Customer Experience team at 833-616-MODE (6633) or email CX@getmode.com to get started. Lease Buyout Calculator
REASONS YOU MIGHT CONSIDER A LEASE BUYOUT: No Mileage Limits No more mileage limits or overage charges. No Hidden Fees No worry about the usual end-of-lease fees. Trade-In Value You want to have trade-in value toward your next ride. You Love Your Car You really like the car you’re driving and want to keep it.
Learn More About Lease Buyout What Are My Options at the End of My Lease Your lease has served you well and taken you where you needed to go. Learn More How Do I Go From Leasing to Buying If you lease your vehicle, you’re probably familiar with “excess wear and mileage.” Learn More 3 Reasons to Consider Buying Your Leased Car Love your leased auto and want to make it yours? Here are a few things to know before... Learn More More Articles
Lease Buyout Frequently Asked Questions
  • You always have the option of visiting your dealer for end of lease financing options, but if you’d like to apply for financing with Mode, enter your code at getmode.com.
  • Fill out the credit application.
  • Review and customize your offer. If offered in your state, you’ll have the option of purchasing ModePlus GAP and ModePlus VSC protection products and including those payments in your loan.
  • Upload any documents we may need like proof of income.
  • Sign your contract electronically, and you’re all set!

Most applicants will have a decision within 24 hours. 

Once you’re approved and sign your contract, you’ll receive welcome information from GM Financial confirming things like your monthly payment, first payment due date and instructions on how to set up your online account.