Drive Forward With
a Lease Buyout Loan


We encourage you to visit your dealer first for lease-end options. But if you’re unable to make it to the dealership, you can apply online to finance the purchase of your lease vehicle with a lease buyout loan from Mode. The process is easy.

Contact our Customer Experience team at 833-616-MODE (6633)
or email to get started.

What Is Financing The Purchase Of A Lease?

When your lease is up, you can opt to finance the purchase of your lease by applying for a loan. You then own the car.


No more mileage limits or overage charges

No more worry about excess wear and the fees that go with that

You want to have trade-in value toward your next ride

You really like the car you’re driving and want to keep it


What Will My Monthly Payment Be to Finance the Purchase of My Leased Vehicle?

Calculate your estimated auto loan monthly payment

Monthly Payment


Lease Buyout Frequently Asked Questions

  • You always have the option of visiting your dealer for end of lease financing options, but if you’d like to apply for financing with Mode, enter your code at
  • Fill out the credit application.
  • Review and customize your offer. If offered in your state, you’ll have the option of purchasing ModePlus GAP and ModePlus VSC protection products and including those payments in your loan.
  • Upload any documents we may need like proof of income.
  • Sign your contract electronically, and you’re all set!

Most applicants will have a decision within 24 hours. 

Once you’re approved and sign your contract, you’ll receive welcome information from GM Financial confirming things like your monthly payment, first payment due date and instructions on how to set up your online account.

Learn More About Lease Buyout

3 Reasons to Consider Buying Your Leased Car

Your lease has served you well and taken you where you needed to go...

Excess Wear and/or Mileage

What are my options?

Let’s Talk GAP

Picture this. You’re on your way to dinner. You’re listening to your favorite song and life is good...

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