About Us

Mode is the direct lending solution by GM Financial. We offer auto refinance and GM Financial lease buyout loans through an easy, online process. Get Started

Mode Is By GM Financial

Mode is by GM Financial, the global auto finance subsidiary of General Motors. Headquartered in Fort Worth, Texas, GM Financial has a long history of providing retail and lease solutions for consumers and dealers. Mode by GM Financial was created to offer customers the option of an easy, fast way to refinance their auto or complete a GM Financial lease buyout online. And because Mode is by GM Financial, it’s financing you can trust. What We Believe Purpose We pioneer the innovations that move and connect people to what matters. Inclusion We are inclusive by valuing backgrounds, opinions and ideas that may be different from our own. Community We invest in our communities by supporting local philanthropic organizations and giving employees paid time off to volunteer. Customers for Life We earn customers for life by putting them at the center of everything we do. Our Services Auto Refinance Apply to prequalify for auto refinance with no impact to your credit. Refinance Lease Buyout See if you qualify for a lower interest rate or payment with easy, online financing from Mode. Lease Buyout Online Prequalification Apply to prequalify with no impact to your credit. Apply to Prequalify Learn More About Mode What Are My Options at the End of My Lease? Read about the pros and cons of continuing to lease or buying the vehicle you have — and how to do both. Learn More What’s the difference between refinancing a home and an auto? There are similarities between refinancing a home and an auto, but there are big differences too. Learn More What is a co-applicant and do I need one If you’re new to the credit world, it may be advantageous to have a co-applicant. Learn More More Articles