The New Name in Auto Refinance

You Can Trust

Mode is the fast, easy way to finance the purchase of your GM Financial leased vehicle, or refinance your loan from any lender, right from your mobile phone or online. You can certainly visit your dealer for end of lease financing options, but we created Mode because we know customers also want the option of a simple, convenient auto refinance process completely online.1 And it’s by GM Financial, so it’s financing you can trust.

100% Online Process1

Simply fill out the application online, upload a few documents in some cases and, if approved, you’ll have an offer in no time. You can choose to customize your offer with optional protection products, like ModePlus VSC and ModePlus GAP. Then e-sign your contract, and you’re done. It’s that easy.

Competitive Rates

At Mode, you get a payment you like, or adjust your terms, to suit your lifestyle. We have rates that are competitive with other lenders.   

You may have a better credit score than when you signed your original loan. Interest rates may have dropped. You want to get the best payment possible, and Mode is designed to help you get it.

$0 Lender Fees

We don’t have those pesky fees to finance the purchase of your lease or refinance your loan like some other lenders. We’re about transparency. The offer you see is what you’ll pay.

Get a Payment You Like from a Global Leader in Auto Financing

Mode by GM Financial is financing you can trust. GM Financial is the wholly owned finance subsidiary of General Motors. Headquartered in Fort Worth, Texas, we are a global provider of auto finance solutions, with operations in North America, South America and Asia. 

© 2023 General Motors Financial Company, Inc. GM Financial and the GM logo are trademarks of General Motors LLC.

Americredit Financial Services, Inc. (NMLS ID #2108)