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Customize your offer

Adjust your personal offer to meet your financial needs. If available in your state, you can add optional vehicle protection plans so you won’t have surprise bills down the road.

Include GAP and VSC payments in your loan


Mode Frequently Asked Questions


  • You always have the option of visiting your dealer for end of lease financing options, but if you’d like to apply for financing with Mode, enter your code at or in the Mode app.
  • Fill out the credit application.
  • Review and customize your offer. If offered in your state, you’ll have the option of purchasing ModePlus GAP and ModePlus VSC protection products and including those payments in your loan.
  • Upload any documents we may need like proof of income.
  • Sign your contract electronically, and you’re all set!

Most applicants will have a decision within 24 hours. 

Once you’re approved and sign your contract, you’ll receive welcome information from GM Financial confirming things like your monthly payment, first payment due date and instructions on how to set up your online account.

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