To be eligible for financing the purchase of your lease with Mode, you must meet the following criteria:

• Current lease must end within 12 months
• Vehicle must be no more than 9 years old and have less than 100,000 miles
• You must be current on your lease payments
• Current lease must be through GM Financial (other finance company eligibility coming soon)

• Contact our Customer Experience team at 833-616-MODE (6633) or CX@getmode.com to obtain a code.
• Enter your code at getmode.com.
• Fill out the credit application.
• Review and customize your offer. If available in your state, you’ll have the option of purchasing ModePlus GAP and/or ModePlus VSC coverage and including those payments in your loan.
• Upload any documents we may need, like proof of income.
• Sign your contract electronically and you’re all set!

Most applicants will have a decision within 24 hours.

Once you’re approved and sign your contract, you’ll receive welcome information from GM Financial confirming things like your monthly payment, first payment due date and instructions on how to set up your online account.

You don’t want to be saddled with major repair bills in the event of a mechanical breakdown. ModePlus VSC pays for covered repairs after the manufacturer's warranty expires.

In the event of a total loss on your vehicle, ModePlus GAP, or Guaranteed Asset Protection, can help cover you where the insurance settlement is less than the outstanding balance of your loan.²

If available in your state, you can purchase one or both optional products when you apply with Mode. Payment will be included in your loan, so there’s no upfront cost.

Get peace of mind and be protected from unexpected, covered costs with ModePlus VSC and ModePlus GAP.

You can call our friendly humans at 833-616-MODE (6633) or email us at CX@getmode.com.