Lease Buyout Loan Frequently Asked Questions

We encourage you to visit your dealer for end-of-lease financing options and any current offers. However, if you're looking for an online option for a lease buyout, check out Mode.

Go to Lease Buyout on getmode.com. Have information about your vehicle handy, such as time remaining on your lease, VIN, etc. You may need to upload a document or two, such as proof of income or insurance. If approved, you’ll be able to sign your contract electronically.

Most customers will have an answer within hours.

To be eligible for financing the purchase of your lease with Mode, you must meet the following criteria:

  • Must have been in their current lease for at least 12 months from the origination date
  • Vehicle must be no more than 9 years old and have less than 100,000 miles
  • Must be current on your lease payments

Once you’re approved and sign your contract, you’ll receive welcome information from GM Financial confirming things like your monthly payment, first-payment due date and instructions on how to set up your online account. 

If available in your state, you'll have the option of purchasing Vehicle Service Contract (VSC) and Guaranteed Asset Protection (GAP) plans and including those payments with your loan. VSC pays for covered repairs on top of your manufacturer's warranty. In the event of a total loss on your vehicle, GAP can help cover the difference between the insurance settlement and the outstanding balance on your loan.1

You can call our friendly humans at 833-616-MODE (6633) or email us at CX@getmode.com.

1See contract for full disclosures, coverages and other information about GAP.